Rydon Car Sales has made every effort to ensure the accuracy of the information contained in this site.
Whilst every effort is made to produce up to date products and specifications, this site should not be regarded as an infallible guide to our vehicles products and services, nor does it constitute an offer for the sale of any particular vehicle.
Finance procedure
Who we are
Rydon Car Sales is a credit broker, not a lender, authorized and regulated by the FCA for credit related activities, reference number 670177. This can be verified by viewing the financial services at https://register.fca.org.uk/s/ or contacting the FCA on 0800 111 6768.
Our address is:
Rydon Car Sales
Sidmouth Road
Clyst St Mary
Exeter
EX5 1BB
We are independent from all lenders and product providers that we may introduce you to.
What we offer
* Vehicle finance
Whilst we cannot finance the purchase of your vehicle ourselves we can introduce you to carefully selected third party lenders with a wide range of competitive products. A list of all lenders we deal with is available on request.
There are other lenders in the market that we do not deal with and cannot introduce you to. Finance is subject to status and terms and conditions and we cannot guarantee that you will be approved for finance.
What services we will provide
We will ask you a number of questions in order to select products for your consideration and provide you with details. You will then be able to make your own choice on how to proceed. We are not independent financial advisers and so are unable to provide any advice or recommendations.
We may seek information about your personal circumstances and objectives to enable us to identify your needs. It is important that you provide us with accurate and relevant information.
What do we charge for our services?
No fee is payable by you to Rydon Car Sales for our credit brokering services. We may be paid commission from the lender for deals that are written. The amount of commission paid to us may vary according to the interest rate charged by the lender, however we cannot change the rate of interest in order to earn more commission from a lender.
If we obtain an offer for finance for you and you would like to know the amount that we would receive in commission if you accept the offer, please contact us on 01392 877336. On request, or before entering into a contract, you will receive Pre-Contract Credit Information for products regulated by the FCA. This will tell you about any other fees relating to any particular product.
*Affordability
You should assess the monthly payments that are required throughout the life of any finance agreement, and ensure you are able to meet these obligations in addition to any other obligations you may have without suffering undue hardship. If you are aware of any future events that will affect your ability to meet these payments, you must inform the lender immediately.
Your credit rating may be adversely affected if you do not make payments when due, which could make it harder or more expensive for you to access finance in the future.
How do we use your information?
Through out the process of obtaining finance for your vehicle we will need to collect personal information from you (and potentially family members e.g. partner), and pass this information to one or more third party lenders to enable them to make a credit decision. We will not disclose any of that information outside of the lenders to whom we have to send it for the purposes of obtaining finance. Those lenders who require the information do so in order to conduct an affordability and credit worthiness assessment and will do so with your consent when you provide the information.
In cases where your initial application may be refused, further searches may be carried out with other lenders who may be willing to accept your application for finance. Neither the lenders nor Rydon Car Sales will use your information to provide promotional or marketing material unless you have specifically consented.
What should you do if you have a complaint?
In the event of a complaint please contact us immediately by either of the following means:
By post: Rydon Car Sales, Sidmouth Road, Clyst St Mary, Exeter, EX5 1BB
By telephone: 01392 877336
Copyright
All rights, including copyright and database right, in the website and its contents, are owned by or licensed to Rydon Car Sales, or otherwise used by Rydon Car Sales as permitted by applicable law or the copyright holder. You may not copy, reproduce, republish, download, post, broadcast or transmit any text, images, graphic, logo, button, icon, image and their selection and arrangement thereof, and any underlying source code and software, for any commercial or public purpose without prior written permission from Rydon Car Sales or the copyright holder.
You may not adapt, alter or create any of the material or information in this site or use it for any other purpose other than for your personal non-commercial use. You agree to use this site only for lawful purposes.
Rydon Car Sales reserves the right to use for its own purposes any material submitted to the site, including text and images, either on the site or in any other form, including for publicity purposes. Rydon Car Sales reserves the right to monitor submissions to the site and to edit or reject any submissions.
Disclaimer
We try to ensure that information on our site is accurate, complete and up-to-date. In using this site, however, you agree to be bound by these Terms & Conditions, which take effect on the date when you first use the site.
Without prejudice to your statutory rights, the site and all information, text, names, images, pictures, logos, links and icons and other materials (without limitation) are provided 'AS IS' and on an 'IS AVAILABLE' basis without representation warranty or endorsement, express or implied. In particular, we do not warrant or represent the accuracy or completeness of information provided on this site nor do we guarantee that use of this site will be uninterrupted or error-free, or that the site and its servers are free of computer viruses or bugs.
Whilst every effort is made to produce up-to-date products and specifications, please be aware that the specification on vehicles can sometimes differ from that shown on our website, including as a result of the use of third party data. This site should not be regarded as an infallible guide to our vehicles products and services, nor does it constitute an offer for the sale of any particular vehicle. Please call for details on exact specification on cars. Mileage readings are approximate only. MPG figures shown are government official figures. Please reconfirm any details that are important to you with sales person, who will be happy to help. Prices, offers and details of vehicles are subject to change at short notice. This vehicle may have been sold in the last 24 hours - please contact us to confirm the vehicle is still available.
In no event will Rydon Car Sales be liable to any person for any damage or loss that may arise from the use of any information contained in our site or products displayed on our site, including, without limitation, indirect or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortious action, arising out of or in connection with the use of the site.
Notwithstanding anything else in these Terms & Conditions, we will not be liable for claims relating to the functionality or availability of this site.
Trademarks
All names, images, logos identifying Rydon Car Sales are proprietary marks of Rydon Car Sales. All third party brand, product, service and company names contained on this site are the trademarks, service marks and trade names of their respective holders. Rydon Car Sales does not give permission for their use by any person other than the holders. Any such use may constitute an infringement of the holders' rights.
External links
Rydon Car Sales does not represent, warrant, endorse or hold responsibility over any external sites that may be linked to and from this site. Any external site that you visit by clicking through a link on this site is outside the control of Rydon Car Sales and you visit entirely at your own risk.
Software disclaimer
The software downloads from this site have been thoroughly scanned and tested at all stages of production, but - as with all new software - we still recommend that you run a virus checker before use. We also recommend that you have an up-to-date backup of your hard disk before using the software. Rydon Car Sales cannot accept responsibility for any disruption, damage and/or loss of data on your data or computer system that may occur while using the software. Consult your network administrator before installing any software on a networked computer.
Jurisdiction
These Terms & Conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here shall be exclusively subject to the jurisdiction of the courts of England and Wales.
If any of these Terms should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms are intended to be effective, it shall be severed and deleted from this clause. All other Terms of Use and Terms & Conditions shall remain in full force and continue to be binding and enforceable.
Rydon Car Sales reserves the right to change any of its terms and conditions at any time by posting changes online.
If you do not accept these Terms in full, you must stop using this website immediately.